When to file an Insurance claim?

3/11/2019 (Permalink)

Water damage in a basement.

When to file an Insurance claim?

Had a water leak, flood or fire damage to your Chambersburg home? You should notify your insurance company immediately and contact a professional cleanup service like SERVPRO.  There is almost always a phone number to reach the claims department at most insurance offices anytime to report a new claim.

Why to reach out to your insurance company immediately?

• Insurance adjuster or agents can provide important policy information like limits, deductible about, preferred vendors.
• Faster processing a claim. Most adjuster are a few days out from visiting a new claim they’re for the sooner that you get on their schedule the quicker the claim can be processed, and payments released.
• The services provider, like SERVPRO, may need to ask the claims department question or get approval for specialized equipment, to provide updates and submit the billing in a timely fashion.
• Coverage, some policy may have a time limit to how many days past the loss occurred date to issue coverage.